বৃহস্পতিবার, ১১ অগাস্ট ২০২২, ০৫:০৫ অপরাহ্ন

How can you save on home insurance?

Tajbir mollik / ১১০ বার পঠিত
আপডেট : মঙ্গলবার, ২৬ এপ্রিল, ২০২২, ৮:২৫ পূর্বাহ্ণ
How can you save on home insurance?

Pipes: Insurers prefer ্‌copper or plastic plumbing. Consider upgrading your galvanized/lead pipes during your next ্‌renovation cycle.

Renovations: Renovating ্‌your house can result in lower home insurance premiums because home insurance premiums for older, poorly maintained homes ্‌are usually higher. Also, updating only parts of your ্‌house, such as the basement or kitchen, may lead ্‌to savings on your insurance.

Professional Memberships: Are you a ্‌member of a professional organization, such as Certified Management Accountants of Canada? Some ্‌companies offer discounts to professional members, and ্‌some organizations offer their members insurance policies.

Stop smoking: Some ্‌insurers increase their premiums for homes with smokers since smoking adds an increased ্‌risk of fire.

Claims-free discount: You ্‌can be rewarded for being claim free. Terms and conditions vary, and not all insurers offer this ্‌discount, so ask around if you have been claim ্‌free for a long time.

Alumni: Graduates ্‌from some Canadian universities, such as University of Toronto and McGill University, may qualify for a discount ্‌through select providers.

Avoid living in ্‌dangerous locations: Steer clear of buying a house in earthquake or flood-prone ্‌zones.

Interested in more ্‌saving tips for home insurance? Get an insurance quote below and connect with an experienced insurance professional ্‌to get more tips.


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